Cooperative finance,
without the spreadsheet.
Two account numbers per member. Contributions and repayments post themselves.
Trusted by societies across Nigeria
Overview
Anchor Cooperative Society
Members
1,284
Contributions
₦31.2M
Loans out
₦48.6M
Awaiting you
37
Contributions received
Last 12 months
How it works
Money moves in three steps.
Member pays
Into the account number that belongs to them alone.
1028456713
It posts itself
The number already says who paid, and what for.
You get the money
Settles straight to your society's own bank account.
UnityLedger never holds your money.
We hold the record. Your bank holds the funds.
The product
One ledger. Two sides.
For your executives
Approve, disburse and report from one screen.
- Two signatures on every payout
- Approve a member, issue their accounts
- An audit trail you can export
Withdrawals
7 pendingAmara Okonkwo
GTBank · 0123456789
Tunde Bakare
Name does not match member
Ibrahim Musa
Zenith · 2088417730
For your members
Their balance, without asking anyone for it.
- Savings and loans, live
- Statements on demand
- No screenshots, no WhatsApp
Total savings
₦847,500
Share capital
₦120,000
Loan
₦312,500
0
hours a month spent reconciling by hand
100%
of contributions settle to your own account
2
officers required before any payout moves
₦300
the most you ever pay on a single transfer
We used to close the month three weeks late. Now the books are closed the day the month ends.
Emeka Nwosu
President, Anchor Coop
My phone stopped ringing. Members can see their own balance, so they no longer call me to ask.
Funmilayo Adeyinka
Financial Secretary, Unity Traders
The committee approved it in one sitting, once they saw the money still lands in our own account.
Kingsley Obasi
Treasurer, Zenith Farmers
Pricing
One rate. No licence fee.
Who holds our members' money?
You do. It settles to a bank account in your society's own name.
Do we change banks?
No. Keep the account you already use. The new numbers settle into it.
What about our existing records?
Loaded as opening balances, so the first statement continues the old books.
See it against your own books.
Bring one month of contributions. We will reconcile it in front of you.